Enjoy a SELLER PAID lower interest rate when you buy this fantastic 3-bedroom home with a main-level office nestled in the highly desirable Timnath Ranch community! Combining comfort and convenience, this home is surrounded by top-tier amenities that elevate your lifestyle. The open-concept main floor is perfect for entertaining, featuring stunning wood floors, a cozy gas fireplace, vaulted ceilings, and an abundance of natural light. The spacious kitchen is a chef's dream, equipped with cityscape cabinets, granite countertops, a large island, a generous pantry, and stainless steel appliances. The adjacent dining area opens to a back patio, seamlessly blending indoor and outdoor living spaces. Upstairs, a versatile loft complements the three bedrooms, including a luxurious primary suite with a five-piece bath and walk-in closet. The backyard is a tranquil retreat, complete with a patio overlooking a greenbelt for added privacy. An unfinished basement provides ample opportunity for future expansion, while the three-car tandem garage ensures plenty of storage. Located just steps from the community pool, playground, and courts for pickleball, basketball, and tennis, this home is also conveniently close to a local daycare and Bethke Elementary in the Poudre School District. Offering exceptional value and a lifestyle to match, this home is a must-see!