NO HOA! Seller may consider seller concessions, if made an offer. This bi-level gem features 3 spacious bedrooms and 2 stylish bathrooms, offering the perfect blend of comfort and contemporary living. The main level boasts a light-filled living area with modern finishes, including a sleek kitchen with updated appliances. The backyard is fully fenced, with a fire-pit, patio, and lots of room for your animals! Enjoy the freedom of no restrictions and relish the convenience of direct access to the Horsetooth Reservoir, ideal for outdoor enthusiasts and water lovers.